GILL ACCOUNTING

Tamworth Accountants that genuinely care about you and your business.

We've helped countless Tamworth families and businesses grow. Whatever your needs. Let's talk about what's possible for yours.

More than your Tamworth Accountants. Your whole Financial team.

LOCAL WITH NATIONAL REACH

We've been part of Tamworth for over 40 years. We know the businesses, the families, and the way things work out here. And through our network of trusted partners, we deliver more than just tax and accounting, everything you need to build and protect what matters.

Tax & Accounting

Wealth Management

Home & Business Loans

Business Advisory

Financial Planning

SMSF Services

FOUNDATION

At Gill Accounting we keep the approach simple and effective.

STRATEGY

We maximise tax deductions and structure efficiency

We keep your records straight and your strategy sharper. Each service builds on the last, creating a foundation that holds.

GROWTH

Real conversations about money and direction

We organize every transaction and reconcile your accounts monthly. Clean books mean you know what you have and where it's going.

EFFICIENCY

Save time and money

With the one team looking after your tax, loans and financial planning, you spend less chasing advisers and more with your family and your business.

THE GILL ACCOUNTING TEAM

Real people. Direct lines.
No runaround.

We've been Tamworth's local accountants since 1985. We've seen droughts, downturns, and plenty of late nights around tax time. We've also seen clients buy their first home, hand businesses to their kids, and retire on their own terms. That's the work we really care about. We take care of your financials, and help you build a life your proud of.

WHAT WE BELIEVE

Regional businesses deserve advisors who understand what 'growth' means out here.

We believe a drought affects your cash flow forecast. That your suppliers are also your neighbours. That building a business in Tamworth comes with challenges and opportunities that city accountants will never understand.
We built Gill Accounting to be the advisors we wished existed.

Long term partners

We don't just think of you as a client. We work with people whose success is genuinely tied to ours. That's why we answer our phones and know your kids' names.

Plain English, always

You'll never leave a meeting with us confused about what happens next. We'd rather spend an extra ten minutes making sure you're across it than send you off with a smile and a stack of paperwork you'll never read.

Strategy, not just compliance

Anyone can lodge a BAS. We're here to help you build something. To spot opportunities before they're obvious and avoid problems before they're expensive.

Real results

We've watched businesses transform when they finally understand their numbers. These aren't just statistics, they're the moments when owners stopped guessing and started building with confidence.

"They didn't just file our tax return. They found deductions we'd completely missed and restructured our business to save us thousands. That's when I realized we'd finally found the right accountant."

40+

Years servicing Tamworth

"After years of spreadsheets and confusion, someone finally explained our cash flow in plain English. Now I actually know where we stand each month."
Jarrod Hawkins
Google review
"They didn't just file our tax return. They found deductions we'd completely missed and restructured our business to save us thousands. That's when I realized we'd finally found the right accountant."
Elle Hardcastle
Owner, retail business
HOW WE HELP

What's actually keeping you up at night?

Business and personal finances come with endless moving parts. We understand the complexity, and we're here to help you make confident decisions.

"I'm drowning in paperwork and always behind."

We take the admin off your plate so you can focus on actually running your business. Monthly bookkeeping, BAS lodgement, payroll, all handled, on time, every time.

"I feel like I'm paying too much tax."

Proactive tax planning that starts in July, not June. We find legitimate ways to reduce your tax bill and make sure you're never caught off-guard at EOFY.

"I don't actually know if my business is healthy."

Regular check-ins that go beyond the numbers. Cash flow forecasting, budgeting, scenario planning, and honest conversations about where your business is actually heading.

"I want to sell, retire, or bring in family."

Whether you're five years from retirement or just want to know your options, we help you build a business that works without you, and maximises value when it's time.

Frequently asked questions

Common questions about our services and how we work with clients

What makes Gill Accounting different from other Tamworth accountants?

We're regional business owners ourselves. We understand that a drought affects your cash flow forecast, that your suppliers are also your neighbours, and that 'growth' might mean something different in Tamworth than it does in Sydney. We give straight answers, not jargon and we actually answer our phones.

Do I need an accountant or can I just use accounting software?

Software handles the numbers. An accountant helps you understand what those numbers mean for your business decisions. We help Tamworth businesses use both effectively. The software for efficiency, and our expertise for strategy and compliance. Think of software as a calculator and us as the person who knows what to calculate.

Do I need a separate accountant for my business and personal tax?

Not with us. We look after both because your business and personal finances are connected, and the best advice considers the full picture. Whether it's your tax return, your company's BAS, or planning for a major purchase, having one team who knows your whole situation means smarter advice and less running around.

What areas does Gill Accounting service?

We're based in Tamworth and serve businesses throughout the New England region including Armidale, Gunnedah, Quirindi, Manilla, and surrounding areas. We also work with clients Australia-wide via video meetings. If you're in regional NSW, chances are we understand your market.

Can you help if I'm already with another accountant?

Absolutely. Switching accountants is easier than you think. We handle the transition, request your records from your previous accountant, and make sure nothing falls through the cracks. Most clients are surprised how painless it is — and wish they'd done it sooner.

When should I start thinking about tax planning?

Now, asap. The best tax outcomes come from planning throughout the year, not scrambling at the end of it. We work with clients proactively, identifying opportunities to reduce tax legally and making sure you're never caught off guard. If you're only hearing from your accountant at tax time, you're probably leaving money on the table.

Have more questions?

Let's have a chat about your business and how we can help. No sales pitch. No obligation.

CONNECT

We're always happy to have a chat.

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Address: 208 Bridge St, West Tamworth NSW 2340